High Yield Savings IRA
Maximize your savings with a Bread Savings™ HYSA.
- 4.30% APY
- $100 minimum opening balance
- FDIC insured
- Earn interest on up to $10 million
- Interest accrued and compounded daily
- No hidden fees so you can save more
Let's get going!
In order to get started, select an account that works for you.
Traditional IRA Certificate of Deposit
Maximize your savings with a Bread Savings™ CD.
Fund your retirement CD using your bank account for a previous year contribution, current year contribution, or 60-day rollover. You can also transfer funds from your Bread Retirement High Yield Savings Account
Fund your retirement CD using your bank account for a previous year contribution, current year contribution, or 60-day rollover. You can also transfer funds from your Bread Retirement High Yield Savings Account
- $1,500 minimum opening balance
- FDIC insured
- Earn interest on up to $10 million
- Interest accrued and compounded daily
- No hidden fees so you can save more
- Early withdrawal penalty applies
- Auto-renew at maturity or cash out without penalty within the 10-day grace period
ROTH IRA Certificate of Deposit
Maximize your savings with a Bread Savings™ CD.
Fund your retirement CD using your bank account for a previous year contribution, current year contribution, or 60-day rollover. You can also transfer funds from your Bread Retirement High Yield Savings Account
Fund your retirement CD using your bank account for a previous year contribution, current year contribution, or 60-day rollover. You can also transfer funds from your Bread Retirement High Yield Savings Account
- $1,500 minimum opening balance
- FDIC insured
- Earn interest on up to $10 million
- Interest accrued and compounded daily
- No hidden fees so you can save more
- Early withdrawal penalty applies
- Auto-renew at maturity or cash out without penalty within the 10-day grace period